I need a way to manage spend with a prepaid balance so costs are capped and easier to control.

Introduce a prepaid balance model that lets you fund an account in advance and spend only up to the available balance. This helps cap costs, improve predictability, and simplify spend control for teams and organizations.

This feature enables spend management through a prepaid balance that is funded ahead of time and decremented as usage occurs. By requiring funds to be available before costs are incurred, it naturally caps spending and prevents unexpected overruns. Users can add funds to maintain a desired balance and align spending with internal budgets or project allocations. The prepaid approach makes it easier to forecast expenses because the maximum possible spend is limited to the amount funded. It also supports tighter financial governance by separating spend control from post-paid invoicing and reconciliation. Teams can use it to control experimentation or pilot workloads without risking unbounded costs. Organizations can adopt it where strict budget limits are required, such as departmental budgets, grants, or fixed-price client engagements. It can also help simplify approvals by funding once and operating within that predefined limit. Overall, it provides a straightforward mechanism to keep costs predictable, capped, and easier to manage over time.